equity release
Equity Release Calculator

If your aged 55+? See how much you could release in one step.

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Release equity in 4 simple steps

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Calculate how much you can release

Are you aged 55 or over? If you are, all you have to do is fill out our simple five step form and then you will instantly see how much equity you could release. It's that simple.

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What is Equity Release?

The value of your home, less any mortgage is known as ‘equity’, or the value of your home if you do not have a mortgage.‘Equity Release Mortgages’ is the name given to a range of financial products that convert a proportion of that equity into cash for your own use.

Equity Release London Mortgages usually have the following common factors:

  • Equity release mortgages have a minimum age of 55
  • You receive a guaranteed tax-free cash sum
  • You continue to own and live in your home for as long as you wish
  • You have the freedom to move to a suitable property should you wish to do so in the future and transfer your equity release plan to your new home (subject to approval by the lender)
  • Your estate will not be liable for any debt beyond the property value regardless of future house prices

Today, equity released has evolved into a financial tool for many in retirement. However equity release mortgages are not suitable for everyone. Careful consideration should be given to the alternatives to equity release first. In addition, the value of your estate and therefore any inheritance you leave may be reduced, and people who claim State Benefits can have their entitlement affected by taking out a mortgage of this kind.

However, we offer a free, no obligation initial consultation so that you can find out how much cash you could release and which plan would be suitable for you. The fee is only payable when you receive your cash and is a maximum of £995. Alternatively, as we are independent, you can choose to pay a fee, typically 1.5% of the amount released (i.e. £750 if releasing £50,000) and we will pass on any commission we receive from the lender.

Why not check out our equity release calculator and find out how much cash you could release from your home.

Calculate Your Equity